Behaviors on Surveys and in the Economy: HRS and Beyond

调查和经济中的行为：HRS 及其他

基本信息

批准号：
8658786
负责人：
ROBERT J WILLIS
金额：
$ 139.46万
依托单位：
UNIVERSITY OF MICHIGAN AT ANN ARBOR
依托单位国家：
美国
项目类别：
财政年份：
2005
资助国家：
美国
起止时间：
2005-09-30 至 2017-03-31
项目状态：
已结题

项目摘要

Aging citizens are required to make complex financial, health, and long-term decisions as they prepare for and then enjoy increasingly long periods of retirement. Moreover, as people age, there is a mismatch between the complexity of the decisions they face and the sometimes sudden, sometimes gradual cognitive declines that accompany aging. This project will develop new data that combines objective measures of behaviors and outcomes relating to wealth and portfolio choice, subjective measures of expectations, preferences, affect, measures of financial knowledge, and measures of cognition. By combining measurements across these domains, the project will develop a fuller understanding of the financial decision making and behavior of older Americans. The project will also advance the methodology for studying the behavior and decision making of older Americans by combining data from several modes: large-scale surveys conducted by mail, Internet, and telephone; laboratory experiments; cognitive interviewing; administrative records. Linking data for individual observations across these measurement modes will provide the fullest possible picture of the decision making and behavior, as well as enabling assessment and improvement of the methods of measurement. The methods advanced by the project for studying older Americans financial decision making will be extended to their healthcare decisionmaking. The financial crisis that began in the fall 2008 will have major effects on retirement finance. The project will study how the shocks to retirement assets have affected the retirement planning of older Americans and the well-being of retirees. Furthermore, the project will suggest and analyze innovations in retirement finance that better serve the needs of older Americans while addressing their need to make financial and other complex decisions while faced with the prospect of declining cognition.

老年公民必须在准备越来越长的退休时期做准备时做出复杂的财务，健康和长期决定。此外，随着人们的年龄，他们面临的决定的复杂性与有时突然的，有时逐渐的认知下降之间存在不匹配。该项目将开发新数据，结合与财富和投资组合选择，期望，偏好，情感，财务知识衡量标准和认知量度有关的行为和成果的客观度量。通过在这些领域之间结合测量，该项目将对老年人的财务决策和行为有更深入的了解。该项目还将通过结合几种模式的数据来推进研究老年人的行为和决策的方法：通过邮件，互联网和电话进行的大规模调查；实验室实验；认知访谈；行政记录。将数据链接到这些测量模式中的个人观察结果将提供决策和行为的最大可能图片，并启用评估和改进测量方法。该项目研究老年人财务决策的方法将扩展到其医疗保健决策。 2008年秋季开始的金融危机将对退休金融产生重大影响。该项目将研究退休资产的冲击如何影响老年人的退休计划和退休人员的福祉。此外，该项目将建议并分析退休金融的创新，以更好地满足年长美国人的需求，同时满足他们在面对认知下降的前景的同时解决财务和其他复杂决定的需求。

项目成果

期刊论文数量（11）

专著数量（0）

科研奖励数量（0）

会议论文数量（0）

专利数量（0）

Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle.

DOI：
10.1080/07350015.2018.1549560
发表时间：
2020
期刊：
Journal of business & economic statistics : a publication of the American Statistical Association
影响因子：
0
作者：
Ameriks J;Kézdi G;Lee M;Shapiro MD
通讯作者：
Shapiro MD

Using Elicited Choice Probabilities in Hypothetical Elections to Study Decisions to Vote.

使用假设选举中的引出选择概率来研究投票决策。