A user-centric device-agnostic self-sovereign identity wallet for fraud prevention

以用户为中心、与设备无关的自我主权身份钱包，用于预防欺诈

• 批准号: 10057532
• 金额: $ 43.62万
• 依托单位: EARTHID TECHNOLOGY LTD.
• 依托单位国家: 英国
• 项目类别: Collaborative R&D
• 财政年份: 2023
• 资助国家: 英国
• 起止时间: 2023 至 无数据
• 项目状态: 未结题
• 来源: https://gtr.ukri.org/projects?ref=10057532
• 关键词: user; centric; device; agnostic; self

EarthID is a UK-based cybersecurity, fintech and Web3.0 focussed SME, led by a female co-founder/CEO and both co-founders of Indian ethnicity. The core project team comprises of Priya Guliani (Oxford/MIT-certified IT/blockchain/leadership professional) and Shiv Aggarwal (certified enterprise-architect, blockchain/SSI expert). EarthID's vision is to drive social, financial, and digital inclusion through the power of Self-Sovereign-Identity, aligned with 7/17 UN's Sustainable-Development-Goals.The academic-team, led by Professor Rajarajan, brings 20-years research and commercialisation expertise in data-privacy, cybersecurity, decentralised-identity, and blockchain.In 2020, the global cost of identity-fraud was £38.38B (Javelin-Strategy-Research,2021). In 2021, there were 226K cases of identity-fraud reported, an increase of 22%, which accounted for 63% of all fraud cases (National-Fraud-Database,2022). To prevent identity-thefts/frauds, financial institutions spend approximately £42.8M on customer-due-diligence processes. Major financial institutions spend up-to £446.25M protecting customer-data (Thomson-Reuters,2022). A cost-effective, fraud-proof solution is needed to reduce identity-thefts and associated financial, reputational, and emotional impact.From equality-diversity-inclusion standpoint, existing solutions rely on high-end smartphones, creating accessibility-barrier for people from lower socio-economic background.EarthID is developing Space-Wallet, a first-in-class cost-efficient, device-agnostic, fraud-proof, portable, reusable, user-centric, World-Wide-Web-Consortium compliant, cloud-based, decentralised-ID wallet that enables management of digital ID/credentials. Space-Wallet will enable organisations to issue, request and verify users' credentials in a fraud-proof and cost-efficient manner, while offering users data-ownership and privacy. Space-Wallet will be integrated with EarthID's multi award-winning platform, benefiting from its industry-leading capabilities.Space-Wallet will help organisations save up to 40% in expenses and 80% of their time through the prevention of identity-frauds (up to 90%), elimination of human-intervention, reuse of verified-data and paperless-processing. It will also remove the digital-divide by offering a device-agnostic solution. Space-Wallet will eliminate paper-based identity management processes, thereby reducing industry's carbon-footprint significantly.EarthID's Space-Wallet will help organisations prevent identity-frauds, drive compliance, optimise costs and foster sustainability, while empowering users with data ownership, privacy, and consent.

Earthid是一个位于英国的网络安全，金融科技和Web3.0专注的中小企业，由女性联合创始人/首席执行官和印度族裔联合创始人领导。核心项目团队由Priya Guliani（牛津/MIT认证IT/区块链/领导力专业人士）和Shiv Aggarwal（经认证的企业架构，区块链/SSI专家）组成。 Earthid的愿景是通过自我主持身份的力量来推动社会，财务和数字包容，与7/17联合国的可持续发展 - devevelopment-Goals保持一致。 £38.38b（标枪 - 策略研究，2021年）。在2021年，报告了226K身份欺诈的病例，增加了22％，占所有欺诈案件的63％（国家弗拉德数据库，2022年）。为了防止身份盗用/欺诈，金融机构花费了大约4280万英镑来进行客户核算流程。主要的金融机构在保护客户数据（Thomson-Reuters，2022年）上花费了4.462亿英镑。需要一种具有成本效益的，防欺诈的解决方案，以减少身份盗用以及相关的财务，声誉和情感影响。从等价多样性 - 包含 - 关注的角度来看，现有解决方案依赖于高端智能手机，为低端社会经济背景的人们创造可访问性。以用户为中心，符合世界范围内的Web-Constortium，基于云的，分散的ID钱包，可以管理数字ID/凭据。太空屋将使组织能够以防欺诈和成本效益的方式签发，请求和验证用户的凭据，同时为用户提供数据所有权和隐私。太空墙将与Earthid的多元屡获殊荣平台相结合，从其行业领先的能力中受益。Space-Wallet将帮助组织通过预防身份差异（多达90％），消除人类互动，重复使用验证的数据，并通过预防身份差异（多达90％）来节省多达40％的费用和80％的时间。它还将通过提供设备不合时宜的解决方案来删除数字界。太空理学将消除基于纸张的身份管理流程，从而大大降低行业的碳纤维印刷。