Women's pension entitlement in the UK: Understanding who may have been left under-provisioned by recent changes in the state pension age, intends to f

英国妇女的养老金权利：了解最近国家养老金年龄变化可能导致哪些人的养老金不足，打算

• 批准号: 2902886
• 金额: --
• 依托单位: University of Southampton
• 依托单位国家: 英国
• 项目类别: Studentship
• 财政年份: 2023
• 资助国家: 英国
• 起止时间: 2023 至 无数据
• 项目状态: 未结题
• 来源: https://gtr.ukri.org/projects?ref=studentship-2902886
• 关键词: Women; pension; entitlement; UK; Understanding

According to the 1995&2011 Pension Acts, the women's state pension age (SPA) has increased from 60 to 66 faster than anticipated to face the cost implication of an increase in life expectancy. However, the rising SPA without appropriate notification has made it difficult for people to change their working schedule or pension plan, especially those born in the 1950s. The opportunity that additional notice would have given them to adjust their retirement plans has been lost due to the mismanagement within the Department of Works and Pensions (DWP). They may struggle to enter the labour market to compensate for their savings (Scutt, 2023). The data from PPI (2011) shows that only 65% of women born in the 1950s still actively participate in economic activity, which claims that they may need ten years or more to respond to the change in SPA. The Ombudsman believed that women should have had at least 28 months' more individual notice of the changes than they got, while they only got 16 months to suit this new policy decision (Parliamentary and Health Service Ombudsman, 2023). The number of women born in the 1950s affected by State Pension Age (SPA) changes is over 1.5 million (Thurley and Keen,2018).

根据1995年和2011年的养老金法案，妇女的国家养老金年龄（SPA）的增长速度比预期的快66个，面临预期寿命增加的成本含义。但是，没有适当通知的不断上升的水疗中心使人们难以更改其工作时间表或退休金计划，尤其是1950年代出生的计划。由于工程和养老金部（DWP）内部管理不善，额外通知会给他们调整退休计划的机会已丢失。他们可能很难进入劳动力市场以弥补自己的储蓄（Scutt，2023）。 PPI（2011）的数据表明，1950年代出生的妇女中只有65％仍在积极参与经济活动，该活动声称她们可能需要十年或更长时间来应对SPA的变化。申诉专员认为，妇女应该至少有28个月的个人通知比她们的更改要多，而她们只有16个月的时间才能适合这一新的政策决定（议会和卫生服务监察员，2023年）。 1950年代出生的受国家养老金年龄（SPA）变化的妇女人数超过150万（Thurley and Keen，2018年）。