Women's pension entitlement in the UK: Understanding who may have been left under-provisioned by recent changes in the state pension age, intends to f

英国妇女的养老金权利：了解最近国家养老金年龄变化可能导致哪些人的养老金不足，打算

• 批准号: 2902886
• 金额: --
• 依托单位: University of Southampton
• 依托单位国家: 英国
• 项目类别: Studentship
• 财政年份: 2023
• 资助国家: 英国
• 起止时间: 2023 至 无数据
• 项目状态: 未结题
• 来源: https://gtr.ukri.org/projects?ref=studentship-2902886
• 关键词: Women; pension; entitlement; UK; Understanding

According to the 1995&2011 Pension Acts, the women's state pension age (SPA) has increased from 60 to 66 faster than anticipated to face the cost implication of an increase in life expectancy. However, the rising SPA without appropriate notification has made it difficult for people to change their working schedule or pension plan, especially those born in the 1950s. The opportunity that additional notice would have given them to adjust their retirement plans has been lost due to the mismanagement within the Department of Works and Pensions (DWP). They may struggle to enter the labour market to compensate for their savings (Scutt, 2023). The data from PPI (2011) shows that only 65% of women born in the 1950s still actively participate in economic activity, which claims that they may need ten years or more to respond to the change in SPA. The Ombudsman believed that women should have had at least 28 months' more individual notice of the changes than they got, while they only got 16 months to suit this new policy decision (Parliamentary and Health Service Ombudsman, 2023). The number of women born in the 1950s affected by State Pension Age (SPA) changes is over 1.5 million (Thurley and Keen,2018).

根据1995年和2011年《养老金法案》，女性领取国家养老金的年龄（SPA）从60岁提高到66岁，速度比预期更快，以应对预期寿命增加带来的成本影响。然而，在没有适当通知的情况下不断上涨的SPA使得人们很难改变他们的工作时间表或养老金计划，尤其是那些出生于20世纪50年代的人。由于工作和养老金部（DWP）管理不善，他们失去了额外通知调整退休计划的机会。他们可能很难进入劳动力市场以补偿他们的储蓄（Scutt，2023）。 PPI（2011）的数据显示，只有65%的20世纪50年代出生的女性仍然积极参与经济活动，这意味着她们可能需要十年或更长时间才能应对SPA的变化。监察员认为，女性应该比她们得到的变化至少多 28 个月的个人通知，而她们只有 16 个月的时间来适应这一新的政策决定（议会和卫生服务监察员，2023 年）。受国家养老金年龄 (SPA) 变化影响的 20 世纪 50 年代出生的女性人数超过 150 万（Thurley 和 Keen，2018）。