SGER: Financial Crisis: A Longitudinal Study of Public Response

SGER：金融危机：公众反应的纵向研究

• 批准号: 0901036
• 负责人: William Burns
• 金额: $ 16.9万
• 依托单位: Decision Science Research Institute
• 依托单位国家: 美国
• 项目类别: Standard Grant
• 财政年份: 2008
• 资助国家: 美国
• 起止时间: 2008-11-15 至 2009-10-31
• 项目状态: 已结题
• 来源: https://www.nsf.gov/awardsearch/showAward?AWD_ID=0901036&HistoricalAwards=false
• 关键词: SGER; Financial; Crisis; Longitudinal; Study

The current financial challenges in the United States represent a unique opportunity to study public risk perception and risk-related behaviors in the midst of an on-going economic crisis that threatens the quality of life of a wide spectrum of Americans. Few emergencies within the U.S. have affected so many people. The current situation is a rich opportunity because it is occurring real-time, and is highly dynamic, involving many players and sectors of our economy. As a result, it allows a chance to compare financial threats with other disasters such as terrorism. The public?s perceptions and risk-related behaviors seem likely to change over time in response to media coverage and government and private sector actions.The study will examine how people perceive and react to this crisis, what information they are attending to, whom they trust (or do not trust), and how this crisis is affecting future plans. One of the historical and central challenges of risk perception research has been the difficulty of examining how people?s attitudes and behavior in real-time emergencies change over time. The closest approximation is usually a series of cross-sectional surveys over time conducted by national polling organizations. This project will track a panel of respondents during this crisis at regular intervals and over a period of months. Theoretical links will be made between risk perception, social amplification of risk, the affect heuristic and numeracy.The planned study investigates perceived threats from the financial crisis to jobs, savings, investments, retirement, future opportunities and quality of life. It also examines issues of trust, perceived control and predictability of the crisis?s consequences and emotions such as fear, anger, worry and sadness. Additionally, the questionnaire addresses reported behaviors people have taken, are taking, or plan to take in response to what they are learning from a variety of information sources. The study will examine the time people are devoting to acquire information about the crisis, and from what sources. Other phenomena will also be followed during this period such as the stock market, housing markets, media coverage, and pivotal events (e.g. rescue plan, presidential debates, major bank failures) to look for possible correlations of event occurrences with changes in public perceptions and behavior. Business leaders, financial advisors, and administrators stand to directly benefit from a better understanding of the effects of their policies and practices. Researchers in areas such as risk assessment, risk communication, and risk perception will find the analysis of social amplification of risk, the affect heuristic and numeracy useful for their own investigations.

美国当前的金融挑战为研究在持续的经济危机中公众风险认知和风险相关行为提供了一个独特的机会，这场危机威胁着广大美国人的生活质量。在美国很少有紧急情况会影响到如此多的人。当前的情况是一个丰富的机会，因为它是实时发生的，并且是高度动态的，涉及我们经济的许多参与者和部门。因此，它提供了将金融威胁与恐怖主义等其他灾难进行比较的机会。 随着时间的推移，公众的看法和与风险相关的行为可能会随着媒体报道以及政府和私营部门的行动而发生变化。该研究将研究人们如何看待这场危机并做出反应，他们关注哪些信息，他们关注谁信任（或不信任），以及这场危机如何影响未来的计划。风险认知研究的历史性和核心挑战之一是难以研究人们在实时紧急情况下的态度和行为如何随时间变化。最接近的近似值通常是由国家民意调查组织随时间进行的一系列横断面调查。该项目将在这场危机期间定期跟踪一组受访者，并持续几个月。将在风险感知、风险的社会放大、影响启发和计算之间建立理论联系。计划中的研究调查了金融危机对就业、储蓄、投资、退休、未来机会和生活质量的威胁。它还研究了信任、感知控制和危机后果的可预测性以及恐惧、愤怒、担忧和悲伤等情绪的问题。此外，调查问卷还报告了人们根据从各种信息来源了解到的信息已经采取、正在采取或计划采取的行为。该研究将考察人们花在获取有关危机的信息上的时间以及从哪些来源获取信息。在此期间还将跟踪其他现象，例如股票市场、房地产市场、媒体报道和关键事件（例如救援计划、总统辩论、主要银行倒闭），以寻找事件发生与公众看法和观点变化之间可能的相关性。行为。企业领导者、财务顾问和管理人员将从更好地了解其政策和实践的影响中直接受益。风险评估、风险沟通和风险感知等领域的研究人员会发现风险的社会放大分析、影响启发法和计算能力对他们自己的调查很有用。