AUM - High Frequency Secure Signatures (AUM-HFSS)

AUM - 高频安全签名 (AUM-HFSS)

• 批准号: 971326
• 金额: $ 5.73万
• 依托单位: AUM INVESTMENTS LIMITED
• 依托单位国家: 英国
• 项目类别: Small Business Research Initiative
• 财政年份: 2013
• 资助国家: 英国
• 起止时间: 2013 至 无数据
• 项目状态: 已结题
• 来源: https://gtr.ukri.org/projects?ref=971326
• 关键词: AUM; Frequency; Secure; Signatures; HFSS

Assets Under Management - High Frequency Secure Signatures (AUM-HFSS)Most payment card fraud occurs in environments where the individual account holder is not physically present i.e. over the internet and telephone - Card Not Present Fraud (CNP Fraud) or is unaware/exposed, where it is extremely yet increasingly difficult to verify the account holder approval to a transaction leading to increased fraudulent activity. Verification of our identities are carried through plastic cards with EMV chips or RFID solutions, traditional user and passwords combinations, biometric interfaces or through simple handheld security tokens. These systems are limited, carry static information which can be copied without knowledge, or have security loopholes, or require specialist equipment at point of identity confirmation. Key logging, false website misrepresentation, mailware or voice impersonation are common methods to used by fraudsters to ascertain and manipulate account holder details. Furthermore current payment data entry requirements appear cumbersome, mundane and do not inspire ease of use/confidence from a design perspective to encourage further engagement. This is particularly true for those visually impaired or hard of hearing, those less adaptive to technology or those individuals with poor memory which is further complicated by the plethora of passwords to remember today, there has to be a simpler solution. How may a consumer or merchant be sure that confidential financial details given over the phone, internet or retail enviironment will not be intercepted? The AUM project aims to eradicate all of this!AUM – HFSS, a project aiming to develop a radical innovative & disruptive software technology interface MVP prototype for global use. Deployed through cloud computing and modern hand held interfaces, it will assist businesses verify the identity of individuals or clients and even make payments by pressing a single button! The AUM proposal will generate ‘real time dynamically generated digital wave acoustic signatures’ which can be passed through mobile, voip and traditional communication architectures without use of traditional data transfer packets. This combined with 2 or 3 factor authentication compliant with Global PCI Data standards and improved military grade cryptology makes the proposition unique.In the digital world today, data is important as there is a need and global opportunity to prevent fraud by changing the way we carry our identity. Alternate systems require specialist equipment, have security limitations or are static data carriers, and have limited use in comparison to AUM-HFSS proposal, which may be operated through any mobile phone (even those without internet enabled data packages) to further inspire confidence, increased secure transactions and ease of use within mCommerce environments.

管理下的资产 - 高频安全签名 (AUM-HFSS) 大多数支付卡欺诈发生在个人账户持有人不在场的环境中，即通过互联网和电话 - 无卡欺诈 (CNP 欺诈) 或不知情/暴露，验证账户持有人对交易的批准变得极其困难，导致欺诈活动增加，我们的身份验证是通过带有 EMV 芯片或 RFID 解决方案的塑料卡、传统的用户和密码组合进行的。这些系统是有限的，携带可以在不知情的情况下复制的静态信息，或者存在安全漏洞，或者在身份确认、虚假网站虚假陈述、邮件软件或语音模拟方面需要专业设备。是欺诈者用来确定和操纵帐户持有人详细信息的常用方法，此外，当前的支付数据输入要求显得繁琐、平凡，并且从设计角度来看并不能激发易用性/信心以鼓励进一步参与。对于那些视力障碍或听力困难的人、那些对技术不太适应的人或那些记忆力差的人来说尤其如此，而今天需要记住过多的密码，这使得记忆力变得更加复杂，消费者或商家必须有一个更简单的解决方案。确保通过电话、互联网或零售环境提供的机密财务详细信息不会被拦截？AUM 项目旨在消除这一切！AUM – HFSS，一个旨在开发激进的创新和颠覆性软件技术接口 MVP 原型的项目全球使用。通过云计算和现代手持界面部署，它将帮助企业验证个人或客户的身份，甚至只需按一个按钮即可付款。AUM 提案将生成可以通过的“实时动态生成的数字波声学签名”！通过移动、VoIP 和传统通信架构，无需使用传统数据传输数据包，再加上符合全球 PCI 数据标准的 2 或 3 因素身份验证以及改进的军用级密码学，使这一主张独一无二。在当今的数字世界中，数据非常重要。有通过改变我们携带身份的方式来防止欺诈的需求和全球机会 替代系统需要专业设备，具有安全限制或者是静态数据载体，并且与可以通过任何方式操作的 AUM-HFSS 提案相比，其用途有限。移动电话（即使是那些没有支持互联网的数据包的移动电话）可以进一步激发信心，提高交易的安全性并提高移动商务环境中的易用性。