Health Insurance Provision for Vulnerable Populations

为弱势群体提供健康保险

• 批准号: 7035187
• 负责人: Jay Bhattacharya
• 金额: $ 11.11万
• 依托单位: STANFORD UNIVERSITY
• 依托单位国家: 美国
• 财政年份: 2006
• 资助国家: 美国
• 起止时间: 2006-06-01 至 2011-05-31
• 项目状态: 已结题
• 来源: https://reporter.nih.gov/project-details/7035187
• 关键词: HIV infections; Medicare /Medicaid; behavioral /social science research tag; chronic disease /disorder; functional ability; health care policy; health economics; health insurance; health surveys; human data; information systems; mathematical model; medically underserved population; organized financing; person with disability; statistics /biometry; time resolved data; vital statistics

DESCRIPTION (provided by applicant): My training in medicine and in economics has led me to interests in a wide variety of topics in health economics. My initial research in graduate school encompassed topics such as the Japanese health economy returns to specialization for doctors, and technology adoption by hospitals. Since becoming a professional economist, my interests have focused mainly on the effects of insurance markets on vulnerable populations. The agenda for this application focuses on two different vulnerable populations in two different insurance markets: HIV+ patients who depend on secondary life insurance markets to finance their wellbeing; and the disabled who depend on Medicare for their care. The overarching theme is that a detailed understanding of the economics of insurance will help guide policies that can best help these populations. Two projects will cover much of my time over the next five years. The first, which builds upon an NIH funded project that began in Sep. 2003, aims to use the secondary market in life insurance as a vehicle to explore distortions in market behavior of chronically ill populations, such as those with HIV disease. The second, which builds upon an NIH funded program project through the NBER, and will begin in summer 2004, is a study of disability, chronic disease, and the future of Medicare. The proposed award will provide important opportunities to me to pursue research both directly and indirectly related to the above studies. It will allow me the time and flexibility to develop my career in three different areas: (1) learn about and develop a research agenda in the behavioral economics of health care; (2) gain experience serving as a principal investigator on projects; and (3) gain expertise with large and underused databases relevant to my research area.

描述（由申请人提供）：我在医学和经济学方面的培训使我对健康经济学的各种主题引起了人们的兴趣。我在研究生院的最初研究涵盖了日本健康经济等主题，重返医生专业，医院采用技术。自从成为专业经济学家以来，我的兴趣主要集中在保险市场对弱势群体的影响上。该申请的议程集中在两个不同的保险市场中的两个不同的弱势群体：依靠二级人寿保险市场资助其福祉的艾滋病毒+患者；以及依靠Medicare护理的残疾人。总体主题是，对保险经济学的详细理解将有助于指导可以最好地帮助这些人群的政策。 在接下来的五年中，两个项目将涵盖我的大部分时间。第一个建立在2003年9月开始的NIH资助项目的基础上，旨在将人寿保险中的二级市场用作探索慢性病人群市场行为的扭曲，例如患有艾滋病毒疾病的人的扭曲。第二个是建立在NBER的NIH资助计划项目的基础上，并将在2004年夏季开始，是对残疾，慢性病和Medicare的未来的研究。 拟议的奖项将为我提供重要的机会，可以直接和间接地与上述研究进行研究。这将使我有时间和灵活性在三个不同领域发展我的职业：（1）在医疗保健行为经济学方面了解并制定研究议程； （2）获得作为项目首席研究员的经验； （3）获得与我的研究领域相关的大型且未充分利用的数据库的专业知识。