Socially Responsible Insurance in the Age of Artificial Intelligence

人工智能时代的社会责任保险

• 批准号: LP210200818
• 负责人: Prof Seth Lazar
• 金额: $ 35.64万
• 依托单位: The Australian National University
• 依托单位国家: 澳大利亚
• 项目类别: Linkage Projects
• 财政年份: 2023
• 资助国家: 澳大利亚
• 起止时间: 2023-02-15 至 2026-02-14
• 项目状态: 未结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/LP210200818
• 关键词: Socially; Responsible; Insurance; Age; Artificial

This project aims to discover the social costs and benefits of using Artificial Intelligence in insurance, and to design practical interventions—responsible design workshops, practical guidance, regulatory proposals, new algorithmic tools—that realise the benefits while mitigating the costs. It expects to generate new knowledge drawing on philosophy, law and sociology, working closely with practitioners at the forefront of deploying AI in insurance. Expected outcomes include novel ethical AI-based approaches to product design, pricing and claims administration. This should benefit insurers and consumers, realising efficiency gains made possible by AI, without unacceptable costs to privacy, fairness, and the unaccountable exercise of power.

该项目旨在发现在保险中使用人工智能的社会成本和收益，并设计实用的干预措施——负责任的设计研讨会、实践指导、监管建议、新的算法工具——在利用新知识降低成本的同时实现收益。哲学、法律和社会学，与在保险领域部署人工智能的前沿从业者密切合作，预期成果包括基于道德的人工智能产品设计、定价和理赔管理方法，这将使保险公司和消费者受益，从而实现效率提升。人工智能使之成为可能，并且不会对隐私、公平和不负责任的权力行使造成不可接受的成本。