Multidisciplinary analysis of financial reference points and wellbeing

财务参考点和福祉的多学科分析

• 批准号: DP240101927
• 负责人: Prof Agnieszka Tymula
• 金额: $ 22.75万
• 依托单位: The University of Sydney
• 依托单位国家: 澳大利亚
• 项目类别: Discovery Projects
• 财政年份: 2024
• 资助国家: 澳大利亚
• 起止时间: 2024-01-01 至 2026-12-31
• 项目状态: 未结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/DP240101927
• 关键词: Multidisciplinary; analysis; financial; reference; points

The aim is to find how to improve financial decisions (i) during unexpected economic shocks, and (ii) by the socially disadvantaged. The project will produce the first large-scale evidence on heterogeneity in benchmarks (reference points) against which people evaluate financial alternatives and the role of such benchmarks in financial risk-taking and in creating and perpetuating economic inequality. The expected outcomes include transformed interdisciplinary understanding of financial decisions and significantly greater capacity for multidisciplinary collaboration. The findings will inform policy on promoting financial wellbeing and to mitigate the devastating effects of sudden economic shocks such as that of COVID-19.

目的是在意外的经济冲击中找到如何改善财务决策（i），以及（ii）受社会不利的人。该项目将为基准（参考点）中的异质性提供第一个大规模证据，人们评估财务替代方案以及此类基准在财务风险企业以及创造和永久性经济不平等方面的作用。预期的结果包括对财务决策的转变跨学科的理解以及多学科合作的能力更大。这些发现将为促进财务福祉的政策提供信息，并减轻诸如Covid-19的突然经济冲击的破坏性影响。