EMPLOYER BASED INSURANCE AND THE VULNERABLE

基于雇主的保险和弱势群体

• 批准号: 6602715
• 负责人: STEPHEN B LONG
• 金额: $ 6.7万
• 依托单位: RAND CORPORATION
• 依托单位国家: 美国
• 财政年份: 2002
• 资助国家: 美国
• 起止时间: 2002-07-01 至 2003-06-30
• 项目状态: 已结题
• 来源: https://reporter.nih.gov/project-details/6602715
• 关键词: behavioral /social science research tag; clinical research; employment /unemployment; health insurance; health services research tag; human data; mathematical model; medically underserved population; model design /development; socioeconomics

This project will use data from the 1993, 1997, and 2001 Robert Wood Johnson Foundation Employer Health Insurance Surveys to study how changes in health care markets have affected access to insurance coverage for two vulnerable populations: workers in low wage businesses and workers employed in rural areas. Specifically, the project will use the three employer surveys to assess the effects of health care market structure on employer decisions to offer insurance the benefits and types of plans offered, and the out-of-pocket cost burden for these populations. The project also will examine whether the structure of the local health care safety net affects employers' offers of insurance of insurance, providing a unique test of the "crowd out" hypothesis from the perspective of employers. Lastly, the project will develop a simulation model to predict the effect of varying market structure on the distribution of employment-based coverage and on out-of-pocket costs for workers in low wage businesses and rural workers.

该项目将使用1993年，1997年和2001年罗伯特·伍德·约翰逊基金会（Robert Wood Johnson Foundation）的雇主健康保险调查的数据来研究医疗保健市场的变化如何影响两个脆弱人群的保险范围：低工资企业的工人和农村地区雇用的工人。具体而言，该项目将使用三项雇主调查来评估卫生保健市场结构对雇主决策的影响，以提供保险提供的计划的收益和类型，以及这些人群的自付费用负担。该项目还将检查当地保健安全网的结构是否影响雇主的保险保险提供，从雇主的角度对“人群”假设提供了独特的测试。最后，该项目将开发一个仿真模型，以预测不同市场结构对基于就业的承保范围分配以及低工资企业和农村工人工人的自付费用的影响。