PENSION TRENDS, RETIREMENT INCOMES AND BEHAVIOR

养老金趋势、退休收入和行为

• 批准号: 2051200
• 负责人: ALAN Leslie GUSTMAN
• 金额: $ 8.45万
• 依托单位: NATIONAL BUREAU OF ECONOMIC RESEARCH
• 依托单位国家: 美国
• 财政年份: 1992
• 资助国家: 美国
• 起止时间: 1992-06-15 至 1995-05-31
• 项目状态: 已结题
• 来源: https://reporter.nih.gov/project-details/2051200
• 关键词: African American; behavior; caucasian American; data collection; employment /unemployment; family structure /dynamics; female; gender difference; health insurance; health surveys; human old age (65+); human subject; income; longitudinal human study; male; mathematical model; model design /development; population survey; retirement

Incomes and labor force activity are important influences on the health and welfare of our older citizen. Retirement behavior is a central determinant of incomes, and is a major descriptor of changes in labor force activity. The proposed project is a retirement study. It is designed to provide updated information on retirement behavior and related policy issues that otherwise will not be analyzed for years. A major emphasis is placed on the role of pensions in influencing retirement and on the proper measurement of pension incentives. The proposed study will estimate five versions of retirement models in order to incorporate into the study the recent developments in retirement analysis, to determine the models one against the other, and eventually to create a model which incorporates important strengths of these alternative approaches. Data from the Panel Study On Income Dynamics (PSID) and the Survey of Consumer Finances (SCF) will be used to analyze retirement behavior for more recent cohorts than have been analyzed with the Retirement History Survey (RHS), providing updated retirement analysis for a nationally representative sample sooner than would be available from the new Healthy and Retirement Survey. Thus the study will provide estimates of retirement behavior for more recent cohorts than those analyzed in other nationally representative studies. Moreover, the study will measure the likely effects on retirement of the changes in pensions over time and differences among demographic groups, and will consider the issues raised by errors in measuring pensions. The Survey of Consumer Finances has a matched panel of employer provided pension data. Particular emphasis will be given to the employer provided plan descriptions available with the SCF. Given firm and individual reported pension data, it is possible to analyze the effects of errors in measurement, when pension plan provisions are misreported by covered workers, on the parameter estimates that are obtained. Trends in pensions and their implications will also be analyzed. In addition, the project will use information available on these surveys, but not available in the older surveys, to anticipate and address a number of methodological issues which otherwise are unlikely to be addressed until the first few waves of the Health and Retirement Survey become available.

收入和劳动力活动是对健康的重要影响 我们年长的公民的福利。 退休行为是核心决定因素 收入，是劳动力活动变化的主要描述。 拟议的项目是一项退休研究。 它旨在提供 更新有关退休行为和相关政策问题的信息 否则将不会分析多年。 重点放在 退休金在影响退休和适当的影响方面的作用 养老金激励措施的衡量。 拟议的研究将估计五个版本的退休模型 为了纳入研究的最新发展发展 分析，确定一个模型，最终 创建一个结合这些替代方案的重要优势的模型 方法。 来自小组收入动态研究（PSID）的数据和调查 消费者财务（SCF）将用于分析退休行为 最近的人群比退休历史分析了 调查（RHS），为全国范围内提供更新的退休分析 代表性样本要早于新健康的样本 和退休调查。 因此，该研究将提供退休的估计 最近的人群的行为比其他全国其他分析的人群 代表性研究。 此外，该研究将衡量可能对 随着时间的推移养老金的变化以及人口组之间的差异，以及 将考虑衡量养老金中错误提出的问题。 这 消费者财务调查有一个匹配的雇主小组 退休金数据。 将特别重点给提供的雇主 SCF可用的计划描述。 给予坚定和个人 报告的退休金数据，可以分析错误 测量，当养老金计划的规定被涵盖误报时 工人，根据获得的参数估计。 养老金的趋势 他们的含义也将进行分析。 此外，该项目 将使用这些调查可用的信息，但在 较旧的调查，以预测和解决许多方法论问题 否则，直到最初的几波才不可能解决 健康和退休调查可用。